The Policy

After running up thousands of dollars in credit card debt, Murphy can't come up with a way to pay for it all...until Sparks intervenes. He takes out life insurance policies on the crew before sending them on a fatal fool's errand, and proceeds to kill Captain Murphy with a homemade tesla coil in the hot tub. However, Captain Murphy grabs Sparks as he is being electrocuted, killing Sparks as well.

In the afterlife, Murphy and Sparks compare their eternal punishments.

Characters/Cast:

 * Captain Hazel "Hank" Murphy (Harry Goz)
 * Jodene Sparks (Bill Lobley)
 * Debbie DuPree (Kate Miller)
 * Derek "Stormy" Waters (Ellis Henican)
 * Dr. Quentin Q. Quinn (Brett Butler)
 * Marco Rodrigo Diaz de Vivar Gabriel Garcia Marquez (Erik Estrada)
 * Detective Frank
 * Frank's co-worker